Up to 6% Reward Rate
Earn 6% cash back at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%); Earn 6% cash back on select U.S. streaming subscriptions; Earn 3% cash back on transit (e.g., taxis/rideshare, parking, tolls, trains, buses and more) and gas at U.S. gas stations; Earn 1% cash back on other purchases.
Why We Picked It
Big spenders at US supermarkets and road warriors who frequently spend on gas or taxis, rideshares or transit can rack up impressive cash back rewards.
Pros
- Easy-to-get welcome bonus
- High cash back rewards in some categories
- No enrollment is required, cash back is automatic.
Cons
- 6% cash back at US supermarkets is capped at $6,000 in annual spending
- 2.7% foreign transaction fee
- Very high cash advance fee
Card Details
- Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases.
- Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, currently 13.99% to 23.99%.
- Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee and no interest.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- $95 Annual Fee
- Terms Apply.


