Up to 2X Reward Rate
Earn 2X points on travel and dining at restaurants- from airfare and hotels to fine dining and cafés; Earn 1X points per dollar spent on all other purchases
Why We Picked It
Offering a rare mix of high rewards rates and redemption flexibility, this card is a dream for frequent spenders on travel & dining – while charging a modest annual fee.
Pros
- Earn 2x points on travel and dining
- Transfer points to travel partners at 1:1 rate
- Lots of travel and shopping protections
Cons
- $95 annual fee, not waived in first year
- No intro APR offer
- Must redeem for travel expenses or point transfers to get the best value
Card Details
- Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,000 toward travel when you redeem through Chase Ultimate Rewards®.
- 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 80,000 points are worth $1,000 toward travel.
- Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash’s subscription service. Activate by 12/31/21.
- Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.


