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BEST CREDIT CARD FOR HOTELS – Hilton Honors Aspire Card from American Express *

Up to 14X Reward Rate

Earn 14X Hilton Honors Bonus Points on eligible purchases at participating hotels or resorts within the Hilton portfolio; Earn 7X points on flights booked directly with airlines or amextravel.com, car rentals booked directly from select car rental companies, and at U.S. restaurants; Earn 3X Points on all other eligible purchases.

Why We Picked It

The flagship card from Hilton, the Hilton Honors Aspire Card from American Express comes with a price tag to match its top-tier status and perks. It’s a perfect fit for big spenders who haunt Hilton properties enough to leverage the rich suite of benefits that come with the complimentary Diamond status.

Pros

  • Free Priority Pass Select membership
  •  Wide variety of points transfer partners
  •  Up to $600 in statement credits
  •  Instant Hilton Diamond status with rich set of benefits

Cons

  • High annual fee with no first-year waiver
  •  High regular APR and penalty APR
  •  No intro APR offer
  •  Points have a lower value than most rewards programs

Card Details

  • Earn 150,000 Hilton Honors Bonus Points after you spend $4,000 in purchases on the Card within your first 3 months of Card Membership
  •  EARN 14X HILTON HONORS BONUS POINTS when you make eligible purchases on your Card at participating hotels or resorts within the Hilton Portfolio
  •  EARN 7X HILTON HONORS BONUS POINTS on eligible purchases on your Card for: Flights booked directly with airlines or amextravel.com, Car rentals booked directly from select car rental companies and U.S. restaurants
  •  EARN 3X HILTON HONORS BONUS POINTS on all other eligible purchases
  •  $250 HILTON RESORT STATEMENT CREDIT: With your Hilton Honors American Express Aspire Card, enjoy up to $250 in statement credits each year of Card Membership for eligible purchases at participating Hilton Resorts
  •  Hilton Honors Diamond Status. With your Hilton Honors Aspire Card, you can enjoy complimentary Diamond status which includes even more perks from Hilton, such as 100% extra Bonus Points on all Base Points you earn, room upgrades, and more
  •  Weekend Night Reward. Enjoy night one weekend reward with your new Hilton Honors American Express Aspire Card and every year after renewal. Plus, earn an additional night after you spend $60,000 on purchases on your Card in a calendar year
  •  $100 Hilton On-Property Credit
  •  Shop With More Confidence. Return Protection.If you try to return an eligible item within 90 days from the date of purchase and the merchant won’t take it back, American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
  •  Concierge. Let us take care of it. Concierge is a complimentary service, available day or night. Whether you need expert advice to make arrangements and reservations for a special anniversary dinner, tickets for a Broadway show, or the perfect gift, you can rely on Concierge to help take care of your requests, large and small.
  •  Priority Pass™ Select. Relax with unlimited lounge visits for you and up to 2 guests per visit once enrolled in complimentary Priority Pass™ Select membership, which offers access to over 1,000 airport lounges around the world
  •  $250 Airline Fee Credit.With the Hilton Honors Aspire Card you can also take advantage of the $250 Airline Fee Credit for incidental charges that are charged by the airline to your Card account.
  •  Car Rental Loss and Damage Insurance
  •  Premium Global Assist® Hotline. You can rely on 24-7 medical, legal, financial, and other select emergency coordination and assistance services while traveling more than 100 miles from home. Premium Global Assist® Hotline
  •  Baggage Insurance Plan.Coverage can be in effect for Eligible Persons for eligible lost, damaged, or stolen baggage during their travel on a Common Carrier (e.g. plane, train, ship, or bus) when the entire fare for a ticket for the trip (one-way or round-trip) is charged to an eligible Card Account. Coverage can be provided for up to $1,250 for carry-on baggage and up to $500 for checked baggage, in excess of coverage provided by the Common Carrier (e.g. plane, train, ship, or bus). For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

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